Americans for Asset Protection advocates for consumers’ rights to an effectively regulated marketplace fostering financial independence through guaranteed and insured asset protection products. 

Americans for Asset Protection’s purpose is to protect and preserve the consumer’s access to reliable guidance and assistance through: 

  • Education and Research
  • Experienced and Trained professionals
  • Competitive and Suitable products 


Americans for Asset Protection is a 501(c)4 non-profit organization advocating for consumers’ rights to an effectively regulated insurance marketplace for annuities, life insurance and long term care fostering financial independence through guaranteed income.  Its offices are located in Phoenix, Arizona; Washington, D.C., and Camp Hill Pa. Visit www.AAPNow.org to learn more.

Americans for Asset Protection is not an industry trade association or membership organization.  We are not obligated to the interests of any particular group of product providers, distributors or agents/advisors.  These entities are doing important work on their own and do not need our help.  CONSUMERS DO!  


Kim O’Brien is the Vice Chairman and CEO of Americans for Asset Protection. She has 35 years of experience in the insurance industry beginning as in 1981 as office manager for an insurance agency.  Most recently Kim served NAFA, The National Association for Fixed Annuities, for almost 12 years and led the organization to defeat 151A. In 2002 Kim developed and ran her own marketing organization and received the 2002 Entrepreneur Award from Sun Life. In between, Kim worked as a marketing executive for major insurance companies and was responsible for their annuity and term life insurance product line development, marketing, and training processes.

In July 1992, Kim passed the CFP newly established (1991) exam designed as a single comprehensive examination modeled after the licensing examinations given to attorneys and Certified Public Accountants (CPAs). In late 2016, Kim chose to resign her CFP certification because of her beliefs that the CFP Board does not recognize the importance and value of insurance planners who choose not to apply for CFP certification.  Her beliefs were formed by the CFP marketing campaign showing disdain for non-CFP advisors and the Board's position on the DOL Fiduciary Rule which is harmful to consumers.    In 1993, Kim served Governor Tommy Thomson in the search for a Commissioner of Insurance and consultant to the Department until a permanent replacement could be found. 

Kim O’Brien received her BA from Ripon College, her MFA from the University of Northern Colorado, and an MBA with a double emphasis in Economics and English from Edgewood College, Madison, Wisconsin. 

Kim O’Brien discusses the Global Longevity Crisis, Retirement, and current public policy that harms consumers at the United Nations Global Economic Initiative 2015.

Paul Feldman is the Chairman of Americans for Asset Protection. He is the president and publisher of InsuranceNewsNet.com and InsuranceNewsNet Magazine, both of which extensively serve producers and agents in the insurance and financial industries. With over 23 years of experience in the insurance world, Paul consults some of the largest insurance and marketing organizations in the industry.

Paul won the 2012 Integrated Marketing Award (IMA) for Lead Gen Initiative for his Truth about Agent Recruiting video and was the runner-up for IMA’s Marketer of the Year, a competition that includes consumer and B2B publishing companies, in 2012. 

Glenda Bean, ALMICompliance Professional, manages and coordinates the Currin Compliance education and training services.  Glenda joined the AAP Board in 2018.  Her experience with training clients along with speaking about compliance topics at industry events, plus her natural talent and easy-going personality was a perfect fit to lead this program. She also has several years of experience reviewing advertising for compliance for insurers, marketing intermediaries, and agents. Currently, she's serving as the Vice President of the Insurance Advertising Compliance Association, a non-profit organization dedicated to training and educating compliance, legal, and marketing professionals on insurance advertising compliance. Additionally, she holds the Associate, Life Management Institute (ALMI) designation and is working toward her FLMI.  Outside of the office, Glenda enjoys dancing, spending time with friends and family, and not taking herself too seriously. 

John Gilliam is an Associate Professor in the Department of Personal Financial Planning at Texas Tech University.  John joined the AAP in 2016 His academic life is strongly influenced by over 35 years of professional experience in the financial services industry. John incorporates his myriad industry experiences when teaching risk management and insurance planning. His several research interests include the assessment of financial risk tolerance, Intra-cohort differences among Baby boomers, and Life Insurance Disclosure in a Fiduciary Environment. Most recently he helped to create the Best Interest Initiative at Texas Tech University. John has served on the national board of the Society of Financial Service Professionals, National Chairman of the Society’s University Partners Program and the Illustration Questionnaire committee. He is a Certified Financial Planner™, Chartered Financial Consultant, and Chartered Life Underwriter.

Steve Pitzner has vast experience, credentials, qualifications, and practice as an Attorney and CPA including legal strategies for corporate clients in major civil litigation matters, corporate mergers and acquisitions, trust administration, estate and tax planning, and real estate. Steve joined the AAP Board in 2017.  He is skilled in substantial mergers & acquisitions, corporate transactions and litigation, banking, tax, estate planning, real estate including oil and gas as well as business organizations.  His general experience includes:  general corporate and business law issues, complex estate planning including elder law issues, business litigation, partnerships, bankruptcy, family law, federal and state  income tax and federal estate tax, real estate including oil and gas, mergers and acquisitions, and securities.

Dennis Robinson's career spans twenty-five years in information technology and major insurance corporate leadership roles including: Senior IT Management Leadership Team in Advanced Technology with a Fortune 150 $30B Insurance Company; Vice President of a Global Intelligence, Marketing/Business Analytics, and Predictive Transformational and Transactional business systems deployments including ERP, SAP, Business Intelligence, Content Management Systems; Vice President of Global Leader in Call Center Telephony Software and Inbound/Outbound Predictive Technology Engineering; Senior Management Leader in Fortune 100 e-commerce B2B Technology and Software Engineering; Entrepreneur and Software Solutions Product Author; Advanced Web/Portal Technology Product Engineering.  Dennis joined the AAP Board in 2017.  

Richard M. Weber, MBA, CLU, AEP (DISTINGUISHED) is the Society of Financial Service Professional’s Kenneth Black, Jr. Leadership Award recipient for 2008 in recognition of his “... exemplary leadership qualities and significant contributions to the fulfillment of the Society’s core values of ethics, education, and relationships.” Dick is a founding AAP Board member.  In 2009, Dick was elected to the NAEPC Estate Planning Hall of Fame and selected to receive the Distinguished Accredited Estate Planner award and designation for “... significant and outstanding lifetime achievements and contributions to the practice and profession of estate planning.”  Read more about Dick Weber.



Americans for Asset Protection is a 501c4 nonprofit formed in 2015 by insurance and annuity veterans to ensure a diverse and competitive annuity marketplace serving Americans across the economic spectrum. Our offices are located in Phoenix, AZ; Washington, D.C. and Camp Hill, PA.